Everyone hates doing a budget and tracking their spending but it is really important to in order to make smart financial decisions. Doing a budget doesn’t have to be that hard and once you’ve done the inital work keeping it up to date is pretty easy. There’s a lot of tools that you can use […]
Ever since I got my Costco TrueEarnings American Express my credit worthiness has climed up. What’s best with this card is all the perks and cash back. I already had costco membership so my AMEX doesn’t cost me anything extra on the contrary it pays for my costco membership and I get discounts and a […]
When you have a rewards credit card you want to maximize those rewards and only way to do that is to use your credit card to pay for everything possible that will yield rewards. For my American Express that I get at least 1% on all payments including my phone bill and internet so I […]
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Getting credit in US might be difficult if you don’t already have credit. Even if you don’t want to get credit card it’s going to be expensive to not have any credit. There’s few things you need to start building your credit: Social Security number Bank account Credit card or a loan A lot of […]
Bank fees will add up quickly and you really shouldn’t need to pay your bank any fees. I primarily bank at Chase and they charge $6 account maintenance fee if you don’t have at least 5 debit card transactions or a minimum $500 direct deposit on your account. Now I have two checking accounts one […]